A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty ...

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noun 1. a conveyance of an interest in property as security for the repayment of money borrowed. 2. the deed by which such a transaction is effected. 3. the rights ...

An FHA refinance mortgage or new FHA loan allows for the refinance or purchase of a home with a low down payment. These loans are great for the first time home buyer.

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